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Ohio Attorney General Mike DeWine
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A supplier commits unfair and deceptive acts and practices in violation of the CSPA by: 1) offering consumers rebates as an inducement for entering into a consumer transaction in return for providing the names of prospective consumers or otherwise helping the supplier to enter into consumer transactions, 2) neglecting to state in the application for title the true price of the sale as required by R.C. 4505.06; 3) failing to provide to consumers at the time of the initial deposit a dated written receipt stating clearly and conspicuously whether the deposit is refundable and under what conditions, 4) delivering a motor vehicle to a consumer pursuant to a sale which is contingent upon financing without a written agreement stating the parties' obligations should such financing not be obtained, 5) raising the actual purchase price of any motor vehicle to a specific consumer without the consumer's consent to the price increase, and 6) failing to provide true and complete odometer disclosures. A supplier commits unconscionable acts and practices in violation of the CSPA by 1) repossessing automobiles even before the payments are due or consumers are in default of the retail installment sales contract, and 2) signing a consumer's signature to the assignee part of the assignment of title without the consumer's consent or a properly executed power of attorney. Defendants ordered to pay $6,882.00 in consumer restitution, $50,000.00 as a civil penalty ($37,500.00 suspended), and $5,000.00 in attorney fees and investigative costs.
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| © 2009 Ohio Attorney General Richard Cordray