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Defendants were in the business of offering consumers debt counseling and debt adjusting services. The Court found that Defendants violated the CSPA by: 1) misrepresenting their success rate and the results of their program prior to Plaintiff signing the contract, 2) falsely promising to provide Plaintiff with third-party legal assistance and failing to provide that assistance when Plaintiff was sued by a creditor in Defendants' program, 3) charging illegal fees pursuant to R.C. 4710.02(B), and 4) knowing at the time the transaction with Plaintiff was entered into that Plaintiff would not receive a substantial benefit from the transaction. The Court found that Plaintiff had suffered damages of $4,237.38, which it trebled to $12,712.14. In addition, the Court found that Plaintiff was entitled to punitive damages due to Defendants' reckless, wanton, willful and gross conduct, and awarded $42,373.80 in punitive damages. The Court found that Plaintiff was entitled to attorney fees and awarded $1,449.00.
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| © 2009 Ohio Attorney General Richard Cordray