Skip to main content
Skip to footer site map
Ohio Attorney General Mike DeWine
Online Public Inspection File
Back to Search Results
Defendants shall comply with the Fair Credit Reporting Act. Defendants shall inform consumers, upon request, of the manner in which the consumer's information was obtained, the purposes for which it was obtained, and what information was obtained. When making an offer of credit or insurance, Defendants shall inform consumers: 1) of their right to opt-out of pre-screened solicitations of credit or insurance in the exact format required by FCRA; 2) that Defendants used information contained in the consumer's creditreport, if such is the case; 3) that the consumer received the offer because the consumer satisfied the criteria for credit worthiness or insurability, but that credit or insurance may not be extended if the consumer does not continue to meet the criteria or does not pay any collateral that was clearly and conspicuously disclosed in the solicitation as being required. For a period of 5 years after making an offer of credit or insurance, Defendants shall secure and maintain records of the criteria used to select which consumers to target. Defendants shall not use a consumer report or any information contained therein except for the permissible purpose for which it was originally obtained. Defendants shall comply with federal DPPA or similar state disclosure laws and shall not obtain consumers' contact information and other personal information in violation of federal or state laws including, but not limited to, FCRA.
Privacy and Disclaimers
| © 2009 Ohio Attorney General Richard Cordray